Privacy PolicyEffective

Date: 1-2-2025

Last Updated: 1-22-2025

At America’s iPay Merchant™ (AiM), we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, and protect the information you provide when using our SaaS platform, tools, and services ("Services"). By accessing or using our platform, you agree to this Privacy Policy.

1. Information We CollectWe may collect the following types of information:

Personal Information Name, email address, phone number, and business details provided during account registration. Payment information for subscription or purchase purposes.

b. Usage Data Information about your interaction with our platform, such as pages visited, time spent on the platform, and features used.

c. Technical Information IP address, browser type, device information, and operating system used to access our platform.

3. How We Use Your InformationWe use the information we collect to:

Provide and improve our Services. Process payments and manage subscriptions. Respond to customer support inquiries and provide technical assistance. Send updates, marketing communications, and promotional offers (with your consent). Analyze usage trends and optimize platform performance. Ensure compliance with legal and regulatory requirements.

3. Compliance with TCPA (Telephone Consumer Protection Act)To ensure compliance with the latest TCPA regulations, America’s iPay Merchant™ adheres to the following guidelines:

a. Explicit, One-to-One Consent We will only contact consumers with marketing calls or texts if they have provided specific, individual consent to receive communications from us, not general consent for multiple sellers.

b. Clear and Conspicuous Disclosure Our consent collection process clearly discloses which specific seller the consumer is consenting to be contacted by, using clear, easily understandable language.

c. Limited Scope of Contact Communications will only address topics that are logically and topically associated with the website or interaction where consent was obtained.

d. Opt-Out Mechanism Consumers may revoke their consent at any time through a clear and accessible method, such as replying with keywords like “STOP” for text messages.

e. No Lead Generation Loopholes If we use lead generators, we ensure they comply with the one-to-one consent requirement and avoid misleading or deceptive practices. We thoroughly vet all lead generators to maintain compliance.

f. Internal Best Practices Review Existing Consent Practices: We continuously evaluate our consent collection methods to ensure compliance with one-to-one consent requirements. Update Consent Forms: Our forms and online checkboxes clearly reflect the new rules. Train Staff: Our sales and marketing teams receive training on TCPA regulations to ensure valid consent practices.

4. Sharing of InformationWe do not sell your personal information. However, we may share your information with trusted third parties in the following circumstances:

Service Providers: Payment processors, hosting providers, and other third-party vendors necessary to deliver our Services. Compliance and Legal Obligations: When required to comply with applicable laws, regulations, or legal processes. Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity.

5. Data SecurityWe implement industry-standard security measures to protect your personal information, including encryption, firewalls, and secure server environments. While we strive to ensure the security of your data, no method of transmission over the internet is entirely secure, and we cannot guarantee absolute protection.

6. Cookies and Tracking Technologies Our platform uses cookies and similar technologies to enhance your user experience. Cookies help us:

Remember your preferences. Analyze platform usage. Provide tailored content and advertisements.

You can manage cookie preferences through your browser settings, but this may affect the functionality of our platform.

7. Your Choices and Rights

a. Opt-Out of CommunicationsYou may unsubscribe from marketing emails or promotional communications at any time by following the instructions in the email or contacting us directly.

b. Access and Update Information You can access, update, or delete your personal information by logging into your account or contacting our support team.

c. Data Retention We retain your information as long as necessary to fulfill the purposes outlined in this policy or comply with legal obligations.

8. Third-Party LinksOur platform may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these third parties, and we encourage you to review their privacy policies.

9. Children’s PrivacyOur Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that a child has provided us with personal data, we will take steps to delete it.

10. Compliance with the CAN-SPAM ActIf we send marketing emails, we ensure compliance with the CAN-SPAM Act by:

Including clear sender information in all emails. Providing accurate subject lines and avoiding deceptive content. Offering a clear and accessible opt-out mechanism in every email. Consumers can opt out by clicking the “unsubscribe” link at the bottom of any email.

11. State-Specific Privacy LawsIn addition to federal laws, we comply with relevant state-specific telemarketing and consumer privacy laws, including but not limited to:

California Consumer Privacy Act (CCPA): For California residents, you have the right to access, delete, and control the sharing of your personal information. Virginia Consumer Data Protection Act (VCDPA): We honor privacy rights for Virginia residents by maintaining transparent data handling practices.

For inquiries regarding your state-specific rights, please contact us.

12. Changes to This Privacy PolicyWe may update this Privacy Policy to reflect changes in our practices or applicable laws. Updates will be posted on this page with the revised effective date.

13. Contact UsFor questions or concerns about this Privacy Policy, please contact us:

Email: [email protected]

Phone: 1-844-924-2246

By using America’s iPay Merchant™, you acknowledge that you have read, understood, and agree to this Privacy Policy.

Thank you for trusting AiM™