Terms and Conditions

Effective Date: 1-2-2025

Last Updated: 1-22-2025Welcome to America’s iPay Merchant™ (AiM)! These Terms and Conditions ("Terms") govern your access to and use of our SaaS-based platform, tools, and services ("Services"). By accessing or using our platform, you agree to be bound by these Terms. Please read them carefully.

1. Acceptance of Terms

By accessing or using our Services, you agree to these Terms. If you do not agree, you must not use the platform. We reserve the right to modify these Terms at any time. Continued use of the platform constitutes acceptance of the updated Terms.

2. Services Overview

America’s iPay Merchant™ (AiM) provides SaaS-based payment solutions, tools, and automation features, enabling users to create, manage, and optimize payment processing, sales transactions, and client communications. Our Services are powered by AiM2 Elevate™, a proprietary platform designed to streamline your financial operations and maximize ROI.

3. Eligibility

To use our Services, you must:

Be at least 18 years old.Provide accurate and up-to-date information when registering.Comply with all applicable laws and regulations.

4. User Responsibilities

As a user, you agree to:

Use our Services only for lawful purposes.Maintain the confidentiality of your account credentials.Avoid engaging in prohibited activities such as fraud, unauthorized data collection, or uploading harmful content.Comply with third-party platform policies if using integrations (e.g., payment gateways or financial tools).

5. Payment Terms

Subscription Fees: Our platform operates on a subscription model with recurring fees. By subscribing, you authorize us to charge your payment method on a recurring basis.Refunds: Subscription fees are non-refundable. However, we may consider refunds on a case-by-case basis for technical issues or billing errors.Failure to Pay: Non-payment may result in suspension or termination of access to the Services.

6. Intellectual Property

All content, tools, and features provided by America’s iPay Merchant™, including AiM2 Elevate™, are protected by intellectual property laws. You may not copy, modify, distribute, or reverse-engineer any aspect of the platform.

7. Third-Party Integrations

Our platform may integrate with third-party tools (e.g., CRM, payment processors). AiM is not responsible for third-party services, and your use of these integrations is subject to their respective terms.

8. Prohibited Activities

You may not:

Misuse the platform for illegal activities or fraud.Upload or distribute malicious software.Use the platform to violate privacy or intellectual property rights.

9. Service Modifications and Availability

AiM reserves the right to modify or discontinue the Services at any time, with or without notice. While we strive for high uptime, we are not liable for interruptions caused by maintenance, updates, or unforeseen circumstances.

10. Limitation of Liability

America’s iPay Merchant™ is not responsible for any direct, indirect, incidental, or consequential damages arising from the use or inability to use the platform. Use of our Services is at your own risk.

11. Termination

If you violate these terms, we may suspend or terminate your access to the platform. You may also cancel your subscription at any time, but no refunds will be issued for the remaining subscription periods.

12. Privacy Policy

Your use of our Services is subject to our Privacy Policy, which governs how we collect, use, and protect your data.

13. Governing Law

These Terms are governed by the laws of [Insert Jurisdiction]. Any disputes will be resolved exclusively in the courts of Wake County, NC.

14. Contact Us

If you have questions or concerns about these Terms, please contact us at:Email: [email protected]

Phone: 1-844-924-2246By using America’s iPay Merchant™, you acknowledge that you have read, understood, and agree to this Privacy Policy.Thank you for trusting AiM™!